Business People Club

Search All Topics !

How to improve my credit score?

0 like 0 dislike
182 views
by Butcherry
My credit score sucks. how can i improve my credit score?

Advertise With Us

Create and Manage Your Sponsored Content

Promote Your Products and Services

 

  • Niche Categories
  • Flat Pricing
  • Unlimited Views
  • Sell Products
  • Highlighted Sponsored Post
  • Sell Services
  • Promote Causes
  • Reply To Customer Inquiries
  • Build Backlinks
  • Promote Affiliate Links
  • Instant Notifications
  • Build Author Profile
  • Cancel Anytime
  • Get Started

Please log in or register to reply to this post.

1 Comment

0 like 0 dislike
commented by DopeyPotato
Your Credit Score is one of your biggest financial assets. If your credit score is high, your borrowing rates will be low and therefore save you hundreds of dollars. The big mystery is how to maintain a high credit score. Well if you want to either maintain or repair your credit score, you are in luck, it can take as little as two months to raise your credit rating.

Your credit score is based on a few prime factors, there is no particular order in which I will discuss them (Some of them have higher weights in regards to the score). Repayment history, current debt owed, recent credit checks, and registered income (there are other factors as well). In order to repair or raise your score you may follow a few of the steps provided below.

1.)    Pay off all revolving credit cards. Revolving credit cards are like Discover card or any other monthly credit cards. Even though you might pay before the deadline, credit card companies report the debt owed on a monthly basis which may be before the deadline. On your credit score it will not show as bad debt, but it will decrease your overall score. The standard recommendations are as follows. If you have one credit card, pay it off before the months end. Second, if you have two credit cards, pay the minimum on both of them and work on paying in full one of them first.
2.)    Registered Income. This is your official salary from work. Basically the numbers they crunch are matched with what you earn. If you debt is larger than what you earn, your credit score is lowered. So, if you are an independent contractor or your income is just a little too low get a part time job. This will rise your potential earnings and increase your ability to repay your debt and therefore increase your credit score.
3.)    Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score.
4.)    Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score if you have had two or three credit checks withing a few months of each other.
5.)    Lastly, open a savings account and budget your money accordingly that you will always have extra cash to help in times of need.

Protect your credit score because it can mean everything when buying a home or trying to get some capital for whatever purpose you need it for. It is not hard to raise your credit score, it is hard to maintain it. If you can purchase a credit score monitoring service, it will protect you from fraud and help inform you of ways to increase your credit score when needed.

For more credit repair advices, please visit <a href="http://www.credit-repair-advices.com/">Credit Repair Advices</a>

Related posts

0 like 0 dislike
1 Comment 175 views
How to increase my credit card limit?

I want to increase my credit card limit. Its been same for years. How can i do that?

by Dingopher
0 like 0 dislike
0 comments 141 views
How to improve your credit score?

How to improve your credit score?

by SwiftHeroine
0 like 0 dislike
1 Comment 185 views
How to create good credit ?

How to create good credit ?

by Camella
0 like 0 dislike
1 Comment 196 views
How to Rebuild Your Credit after Bankruptcy?

How to Rebuild Your Credit after Bankruptcy?

by FatKomodoDragon
0 like 0 dislike
1 Comment 210 views
How credit card processors work?

I wonder if someone could explain how credit card processors work.

by Titank
0 like 0 dislike
1 Comment 249 views
What are the advantages of switching credit cards?

What are the advantages of switching credit cards?

by LoyalChief
0 like 0 dislike
1 Comment 259 views
What are the Advantages of Low Interest Credit Cards?

What are the Advantages of Low Interest Credit Cards?

by MysteryWasp
0 like 0 dislike
1 Comment 288 views
0 like 0 dislike
1 Comment 275 views
How to quickly improve my search ranking?

How to quickly improve my search ranking?

by SleepyFledgling
0 like 0 dislike
1 Comment 198 views
How to Improve Book Sales?

How to Improve Book Sales?

by Knighttime
0 like 0 dislike
1 Comment 206 views
0 like 0 dislike
1 Comment 208 views
How to improve seo?

How to improve search engine optimization?

by Hawkward
0 like 0 dislike
1 Comment 257 views
How to Earn Money at Home by Finding Credit Solutions for Others?

How to Earn Money at Home by Finding Credit Solutions for Others?

by Knightmare
0 like 0 dislike
1 Comment 249 views
How to Choose a Credit Card Processing Company?

How to Choose a Credit Card Processing Company?

by ForceSoldier
0 like 0 dislike
1 Comment 207 views
How to Increase Your Credit Card Limit?

How to Increase Your Credit Card Limit?

by Amigod
0 like 0 dislike
1 Comment 190 views
How to repair your credit?

How to repair your credit?

by VirtualAssassin
0 like 0 dislike
1 Comment 302 views
How to buy an airline credit card?

How to buy an airline credit card?

by Sumogre
0 like 0 dislike
1 Comment 256 views
How To Get Approved For A Student Credit Card?

How To Get Approved For A Student Credit Card?

by FoolishJaguar
0 like 0 dislike
1 Comment 185 views
How To Accept Credit Card In Your Small Business?

How To Accept Credit Card In Your Small Business?

by Duskunk
0 like 0 dislike
1 Comment 654 views
should i accept credit card payments on my site?

I have a ecommerce website. Should i accept credit cards payments? Any help would be appriciated?

by AfternoonFay
0 like 0 dislike
1 Comment 246 views
How to find customers for my home based business?

I want to find more customers for my home based business. Any tips?

by Knighthawk
0 like 0 dislike
1 Comment 279 views
How to properly quit my job?

I want to quit my job soon. How to do it properly?

by Knighttime
0 like 0 dislike
1 Comment 233 views
How to promote my ecommerce site?

I want to promote my ecommerce site?

by MammothMoth
0 like 0 dislike
1 Comment 390 views
how to promote my website for free?

I am building new website and how can i promote it? any tips?

by VoyageHooper
0 like 0 dislike
1 Comment 231 views
How to use PPC In my Affiliate Marketing Business ?

How to use PPC In my Affiliate Marketing Business ?

by Falconjurer
0 like 0 dislike
1 Comment 422 views
How to find leads for my business?

How to find leads for my business?

by LoyalChief
0 like 0 dislike
1 Comment 280 views
How to build my business ?

How to get started with my business?

by Scorpeon
0 like 0 dislike
1 Comment 379 views
How to get more visitors to my site?

I just created small blog and i want to know how can i get more visitors to my site?

by GraveGrass
0 like 0 dislike
1 Comment 383 views
is my computer really safe? how to find out?

is my computer really safe? What should i know?

by HistoryYak
0 like 0 dislike
1 Comment 348 views
How to sell my internet business?

How to sell my internet business?

by SwiftHeroine
0 like 0 dislike
1 Comment 276 views
How to promote my website?

How to promote my website?

by Dingopher
0 like 0 dislike
1 Comment 241 views
0 like 0 dislike
1 Comment 286 views
How to redirect 404 page error page visitor to the home page of my site?

I want redirect 404 page visitor to the home page of my website

by HairySeahorse
0 like 0 dislike
1 Comment 249 views
How to embed youtube video on my website?

I want to embed youtube video on my website. How can i do that?

by MagicalCyborg
0 like 0 dislike
0 comments 169 views
How to manage my customers?

I am having issues managing my customers. How can i manage my customers effectively?

by Finderpros
0 like 0 dislike
1 Comment 251 views
How to get best wordpress theme for my website?

I am looking for best free wordpress theme for my website?

by VirtualAssassin
0 like 0 dislike
1 Comment 216 views
0 like 0 dislike
1 Comment 212 views
How to know if my identity has been stolen?

How to know if my identity has been stolen?

by Sumogre
0 like 0 dislike
1 Comment 251 views
How To Finance My Small Business?

How To Finance My Small Business?

by Amigod
0 like 0 dislike
1 Comment 214 views
How to advertise my business for free?

How to advertise my business for free?

by Titank
0 like 0 dislike
1 Comment 215 views
How To Sell More of My Products Online?

How To Sell More of My Products Online?

by Conjursa
0 like 0 dislike
1 Comment 189 views
How to protect my customers?

As a business owner how should i protect my customers?

by Octopuppy
0 like 0 dislike
1 Comment 195 views
How to know if my computer is really safe?

Tips to find out weather my computer is safe?

by Richard S.
0 like 0 dislike
1 Comment 290 views
How to protect my computer from viruses?

What are the ways to protect my computer from viruses?

by GardenParrot
0 like 0 dislike
1 Comment 275 views
How to research on my target market?

How to determine what my target market is?

by C-Lion
Connect with us:
...