Business People Club

Search All Topics !

What are the Advantages of Low Interest Credit Cards?

0 like 0 dislike
277 views
by MysteryWasp
What are the Advantages of Low Interest Credit Cards?

Please log in or register to reply to this post.

1 Comment

0 like 0 dislike
commented by Celestiger
Credit cards when used in a proper manner can be very beneficial to the cardholder.  And a credit card with lower interest is of utmost benefit to the consumer.  Some people stick to their first credit card, without even thinking of switching over to a credit card with a lower interest due to the habit of using the credit card for many years.  But switching over to a lower interest credit card will prove to be worth the hard work taken to do so by researching for the best option, as one can see by self how much money can save by paying a lower interest towards purchases done using the credit card.  Credit card customers have an option to choose between fixed lower interest rate credit card and a credit card which comes with lower introductory interest rates.  People who have good credit ratings can acquire a lower interest credit card with ease compared to those who don not have a good credit history, and can only get a credit card with a lower credit limit.  

As a result of stiff competition among credit card companies, negotiating and obtaining a lower interest credit card is very simple.  There are many websites which help the consumers find out a lower interest rate credit card, and promise the information needed for comparison, prevailing market rates, expected rates in the future etc which educates the consumer on the latest happenings in the industry.

A person habituated to carry a balance on the credit card every month can benefit by saving a huge amount of money with a credit card with lower interest rate.
Some people have an objective to pay off the credit card debt and the decrease in interest rate will enable them to clear off the debt faster than ever.  Lot of credit card companies promote their credit cards by giving a zero percent interest rate on balance transfers. Thus a person can clear his credit card debt without even paying any interest for it.

Normally incentives are provided to sign up for the lower introductory interest rates for the credit cards.  But caution is to be taken to read the fine print in order to find out if there are any higher rates charged after the introductory period.  Some might even charge a balance transfer fee for a low introductory interest rate credit card.  One can take advantage by transferring the debts from the higher interest rate credit card to a lower interest rate credit card.  

Before signing up for a credit card it is wiser to get the details regarding introductory interest offer, APR percent, introductory period time, charges if any for balance transfers, additional fee charged if any, security feature etc.

Related posts

0 like 0 dislike
1 Comment 304 views
0 like 0 dislike
1 Comment 284 views
What are the advantages of switching credit cards?

What are the advantages of switching credit cards?

by LoyalChief
0 like 0 dislike
1 Comment 229 views
What are the Advantages of a Home Equity Loan?

What are the Advantages of a Home Equity Loan?

by OpinionOwl
0 like 0 dislike
1 Comment 222 views
What are the Advantages Of Long Term Trading?

What are the Advantages Of Long Term Trading?

by SleepyFledgling
0 like 0 dislike
1 Comment 209 views
How to Rebuild Your Credit after Bankruptcy?

How to Rebuild Your Credit after Bankruptcy?

by FatKomodoDragon
0 like 0 dislike
1 Comment 284 views
What are the advantages of joining a forum?

What are the advantages of joining a forum?

by DreamBaby
0 like 0 dislike
1 Comment 228 views
What are the advantages of writing eBooks?

What are the advantages of writing eBooks?

by Sassassin
0 like 0 dislike
1 Comment 247 views
What are the advantages of outsourcing?

What are the advantages of outsourcing?

by BumblingBee
0 like 0 dislike
1 Comment 249 views
What are the advantages of Barcoding and Barcode scanners?

What are the advantages of Barcoding and Barcode scanners?

by AfternoonFay
0 like 0 dislike
1 Comment 198 views
What are the alternatives to bankruptcy?

How to avoid bankruptcy? What are the alternatives ?

by TrainedGuy
0 like 0 dislike
1 Comment 192 views
What are the low cost home based businesses?

What are the low cost home based businesses?

by Prepatriarch
0 like 0 dislike
0 comments 304 views
What is Bad Credit Mortgage Loan?

If you wish to purchase a new home or refinance your existing mortgage to get cash-out, but are worried as to whether ... save yourself time and keep unnecessary inquiries off of your credit report.

by Falconjurer
0 like 0 dislike
1 Comment 213 views
What to look for in a credit repair company online?

What to look for in a credit repair company online?

by Madept
0 like 0 dislike
1 Comment 197 views
How to create good credit ?

How to create good credit ?

by Camella
0 like 0 dislike
1 Comment 190 views
How to increase my credit card limit?

I want to increase my credit card limit. Its been same for years. How can i do that?

by Dingopher
0 like 0 dislike
1 Comment 195 views
How to improve my credit score?

My credit score sucks. how can i improve my credit score?

by Butcherry
0 like 0 dislike
1 Comment 226 views
How credit card processors work?

I wonder if someone could explain how credit card processors work.

by Titank
0 like 0 dislike
1 Comment 235 views
How Do Interest Rates Work?

How Do Interest Rates Work?

by CheeryGrin
0 like 0 dislike
0 comments 1,012 views
What are the Benefits of Business Loan?

Finance is always a main issue, when it comes to start a new business. You can have various innovative ideas and plans, but you ... a new business loan, to avoid any sort of perplexity in future.

image
by VoyageHooper
0 like 0 dislike
1 Comment 355 views
What are the Legal Obligations of The CAN-SPAM Act?

What are the Legal Obligations of The CAN-SPAM Act?

by nicejone
0 like 0 dislike
1 Comment 1,030 views
What are the Benefits of Ordering Promotional Products Online?

What are the Benefits of Ordering Promotional Products Online?

by Madept
0 like 0 dislike
1 Comment 236 views
What are the Benefits of promoting your business with promotional magnets?

What are the Benefits of promoting your business with promotional magnets?

by Octopuppy
0 like 0 dislike
1 Comment 220 views
What are the Benefits of Submitting to a Directory Website?

What are the Benefits of Submitting to a Directory Website?

by GiftedWrecker
0 like 0 dislike
1 Comment 229 views
What are the pillars of home based business?

What are the pillars of home based business?

by VirtualAssassin
0 like 0 dislike
1 Comment 212 views
What are the benefits of expired domains?

What are the benefits of expired domains?

by PlushSeal
0 like 0 dislike
1 Comment 218 views
0 like 0 dislike
1 Comment 267 views
How to Choose a Credit Card Processing Company?

How to Choose a Credit Card Processing Company?

by ForceSoldier
0 like 0 dislike
1 Comment 220 views
How to Increase Your Credit Card Limit?

How to Increase Your Credit Card Limit?

by Amigod
0 like 0 dislike
1 Comment 205 views
How to repair your credit?

How to repair your credit?

by VirtualAssassin
0 like 0 dislike
0 comments 157 views
How to improve your credit score?

How to improve your credit score?

by SwiftHeroine
0 like 0 dislike
1 Comment 326 views
How to buy an airline credit card?

How to buy an airline credit card?

by Sumogre
0 like 0 dislike
1 Comment 279 views
How To Get Approved For A Student Credit Card?

How To Get Approved For A Student Credit Card?

by FoolishJaguar
0 like 0 dislike
1 Comment 264 views
How Can I Get Out Of Debt?

How Can I Get Out Of Debt?

by Oystrich
0 like 0 dislike
1 Comment 199 views
What to Know Before Submitting Instant Approval Card Applications?

What to Know Before Submitting Instant Approval Card Applications?

by Prepatriarch
0 like 0 dislike
0 comments 903 views
Cost-Reducing Tips for the Small-Business Owner

One of the keys to running a successful small business or home office is learning to control costs. Even the smallest expenses can ... a postage meter or get a mail scale to eliminate overpaying.

by HuggingDuck
0 like 0 dislike
0 comments 236 views
The Right Financing For Your Business

One of the biggest challenges for business owners in the USA and in Canada is finding and securing the right type of financing ... , be sure to consider invoice factoring as your financial solution.

image
by Tomatoad
0 like 0 dislike
1 Comment 298 views
How in the World Do People Save Money?

How in the World Do People Save Money?

by PlushSeal
0 like 0 dislike
0 comments 933 views
The Value of Drop Shipping: How Much Are You Saving?

by Stuart Lisonbee Now let's compare the length of time we would spend on an auction if we were to use Doba. Because we are allowed to ... is of value to me. It's also less stress, and less hassle.

by GamerAlpaca
0 like 0 dislike
1 Comment 285 views
What are the crazy money making ideas?

What are the crazy money making ideas?

by KeyboardPie
0 like 0 dislike
1 Comment 527 views
What are the business opportunities ideas for the stay at home mom?

What are the business opportunities ideas for the stay at home mom?

by GardenParrot
0 like 0 dislike
1 Comment 251 views
What are the Effective Niche Marketing Strategies?

What are the Effective Niche Marketing Strategies?

by Herogue
0 like 0 dislike
2 comments 447 views
What are the Exit Strategies for Businesses?

How to get out of the business if its not working?

by Octopuppy
0 like 0 dislike
0 comments 1,350 views
What are the free tools for your website?

It does not have to be expensive to get started with Internet marketing. There are so many free tools available, including HTML editors, ... Go Daddy or Host Gator for about $15 per month or cheaper.

by KeyboardPie
0 like 0 dislike
1 Comment 191 views
What are the Effective Ways To Make Money In Your Blog?

What are the Effective Ways To Make Money In Your Blog?

by MammothMoth
0 like 0 dislike
0 comments 777 views
What are the business start up costs?

If you are considering starting your own business, then you have no doubt considered the investment required for various business start-up ... sites that can help you get your business up and running!

image
by AfternoonFay
Connect with us:
...